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The HMO secor had some HMO Licence changes in 2018, this removed the requirement for a "Licenced HMO" to be 3 or more stories. You will now require a licence when:

Any property renting to five or more people form two or more separate households, sharing basic amenities.

In addition your council may have an Article 4 Direction, requiring Selective Licensing. You may require planning permission and meet new minimum room sizes. If applicable it may effect mortgageability, ask your mortgage adviser how.

The HMO rules are varied and changing, if you are getting started then I hope our directions will set you on the right path. 

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You have many options on how you wish to send us your details for your No Obligation Free Quote:

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

HMO.Mortgage & Bespoke Finance are trading styles of Bespoke Finance Direct Limited

Bespoke Finance Direct Limited is authorised and regulated by the Financial Conduct Authority (No. 715805) to transact regulated mortgages.

The FCA does not regulate some investment mortgage contracts.

Bespoke Finance Direct Limited is registered in England and Wales (No. 09623432) at 31 Church Lane, Pudsey, LS28 7LD.

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